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IRS Reveals New Tax Brackets for 2025

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In its last year of the Tax Cuts and Jobs Act enacting lower tax rates, the IRS has just unveiled its new sets of tax brackets for tax year 2025. We previously covered predictions from experts of what the inflation adjustment could look like, and now we have confirmation of these changes, as well as further news.


Firstly, the common estimate for the standard deduction adjustment was right. The standard deduction for single filers and those who are married but filing separately has increased from 2024’s $14,600 to a flat $15,000 for 2025. If you are married filing jointly, or are a qualified surviving spouse, the standard deduction in 2025 is $30,000, up from $29,200. For heads of households, the 2024 standard deduction amount is $21,900; this is raised by $600 to a new rate of $22,500 for 2025.


Meanwhile, the inflation adjustment to the marginal tax brackets hit the 2.8% increase experts bet on. The tax rates remain the same, ranging from 10% to 37%, but the income thresholds for each rate have increased by 2.8%. We have provided a table so you may review the changes.


Table showing 2025 tax rates for different tax filing status
2025 Tax Brackets

In addition to adjusting tax brackets and increasing the standard deduction, the IRS has also made changes to several tax credits, like the Earned Income Tax Credit for those who have 3 or more qualifying children (which has increased to a $8,046 maximum).


Knowing these changes ahead of time can greatly influence your tax planning strategies. The end of 2024 is rapidly approaching, which means you need to begin thinking of your tax plan for 2025. Get the right guidance from a Certified Tax Coach with XQ CPA. We are here for you, so reach out to us to start your tax planning journey today.


Phone: 832-295-3353


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Want to pay less taxes? Read XQ CPA's official tax planning guidebook! How to Grow Your Wealth Through Tax Planning.

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